Questions to Ask Yourself

4141 38th St. SW, Ste E2
Fargo, ND 58140
701 356-6400
Toll Free 866 988-7878

1034 Highway 59 S
Detroit Lakes, MN 56501
218 844-5626
Toll Free 877 828-5823

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	Questions to Ask Yourself
Are you and your business credit worthy? Your personal and business credit ratings will be analyzed. What kind of money do you require? Short, long, intermediate term money or equity capital. How much money do you need? Present exactly what you need and what it is for. Do you have sufficient collateral? Your collateral must equal the loan amount at a minimum. What are the lender's rules? Ask about loan-to-value and debt coverage ratios. What kinds of limitations will be set by you? Know your comfort level with rate, payment, and term.